R & R

Source: cottagecoastalstore.com via Erin on Pinterest

Well, I'm off to the cottage for a few of days for some much needed R & R. The beginning of the week was a bit crazy for me as I closed on my 4th project on Monday, but it's back to regular scheduled blogging after the long weekend. I have a giveaway coming up as well as some changes happening on the blog. Enjoy the rest of your week and see you back here on Tuesday, I promise it will be jammed packed with goodness going into Fall!

Sneak Peek Fridays

Here it is again, your list of open houses happening this weekend in the Dovercourt-Wallace-Emerson-Junction neighbourhoods. Make sure to check back here every Friday for the "list".

For more information on any of these homes, shoot me an email (oleksaka@gmail.com) and I will be more then happy to send you the complete listing and answer any questions you may have.

Also if you would like neighbourhood stats emailed to you on a monthly basis for the Dovercourt-Wallace-Emerson-Junction neighbourhoods, please go to http://www.torontoweststats.com/ to get yourself on the list!

Hope everyone has a great weekend!

Saturday August 25th, 2012:

40 Westmoreland Ave Suite 3 $849,900
Open house times: 2:00PM-4:00PM
Mls#: W2401760

1396 Bloor St W Suite 1 $420,000
Open house times: 2:00PM-4:00PM
Mls#: W2446108

7 Wallace Ave $399,000
Open house times: 2:00PM-4:00PM
Mls#: W2443842

30 Turntable Cres Suite 48 $389,900
Open house times: 1:00PM-3:00PM
Mls#: W2442371

Sunday August 25th, 2012:

40 Westmoreland Ave Suite 3 $849,900
Open house times: 2:00PM-4:00PM
Mls#: W2401760

1396 Bloor St W Suite 1 $420,000
Open house times: 2:00PM-4:00PM
Mls#: W2446108

7 Wallace Ave $399,000
Open house times: 2:00PM-4:00PM
Mls#: W2443842

30 Turntable Cres Suite 48 $389,900
Open house times: 1:00PM-3:00PM
Mls#: W2442371

Want to know what else is happening in the hood this weekend? Then check out my neighbourhood news, just click here.

Happy house hunting!

Neighbourhood News: Junction

Are you around this weekend and don't know what to do in the Junction Triangle? Well here's what's happening in your neighbourhood...

Junction Farmers Market

• runs every Saturday morning through the summer to early fall
• June 2-October 13, 2012
• 8:30am-12:30pm
• Located in the Green P parking lot at Dundas St W and Pacific
• fresh local food

Junction Design Crawl

• Friday August 24th from 7pm-11pm
• explore the shops and galleries on the Junction's Dundas St W strip
• the street will come to life with installations, shopping, music and delish treats from local vendors
• a night to be inspired!
• guide for the evening below...

Want to check out some houses in the neighbourhood? Then visit my Sneak Peek Fridays for your list of open houses happening this weekend, just click here.

Enjoy your weekend!

Great Find: Lighting

If you follow me on Twitter or Facebook, you've probably already seen the photos below of these latest finds, but they are just too good not to share on the blog, so I'm going to do it. Side note if you're not stalking, I mean following, me on Facebook and Twitter, then better get on that! Anyway my boyfriend's home renovation is coming to an end and he asked me to help him pick out some light fixtures, one of my favourite things! There are so many good stores to choose from in Toronto, but the key thing is not going over board and remaining on budget.  So here were the stores on our list:

• Morba
• CB2
• West Elm
• Living Lighting
• Modern Furniture Knockoff

Here is what we bought....

Master bedroom light fixture/ceiling fan. Full credit goes to my boyfriend as he found this one all on his own and at Rona. The best thing was the price, originally $250 reduced to a whopping $70 because it was a floor model. The other cool thing about this light fixture is that it's a ceiling fan too, as it spins, the blades open up, perfect for air circulation when you have a vaulted ceiling, just like my boyfriend does.

This beauty is for the living room and bought at CB2 for $149. He has a grey couch and coffee table with tons of red accents, so I thought this light would be perfect. Now I'm second guessing myself though, should we have gone with the gold instead? 

Next up is this one for the dining room bought at West Elm for $199. We bought some chrome tipped bulbs to use here and in the living room light above. Trying to keep it relatively consistent as the light fixtures are so different.

With a little bit of make shifting, these will be the new pendant lights hanging in the kitchen above the peninsula. We have tons of pot lights so we didn't need a light fixture. These pendants will get the same chrome tipped bulbs too! Oh and these were bought at West Elm too, $30 each for the pendant and $15 each for the conversion kit

One more special treat for today....we visited the granite manufacturing warehouse yesterday to hand pick the granite slab for the kitchen, it was really cool seeing everything in action....

And we ended up choosing this one...Alaska white, which will go perfect with the high gloss grey cabinets in the kitchen

Can't wait to see it all come together, we are so close to the finish line!

What do you think of our choices? Have any favourite lighting stores you would like to share?

Project Round Up!

Source: dream-on-dream-er.tumblr.com via Andrea on Pinterest

Hope everyone had a great weekend, mine was spent packing as I'm moving on Tuesday, oh joy! In the spirit of moving, it got me thinking how many times I have moved in the last 2 years (way too many), which also made me ponder which home I renovated was my favourite. Every time the renovation is complete, it's always hard to see it go as my hard work, sweat and tears go into each one and every home has it's own story, my opinion is very bias. So I have rounded up all my prior renovations and my boyfriends too, I was very much involved in the renovations and lived there as well, to get your opinion of which one is YOUR favourite.

Here they are in order:

1st Project Ever, click here

2nd Project, click here

Design Project, click here

3rd Project, click here

4th project, click here (featured on Design Sponge)

Can't wait to see what everyone chooses!

Sneak Peek Fridays

Here it is again, your list of open houses happening this weekend in the Dovercourt-Wallace-Emerson-Junction neighbourhoods. Make sure to check back here every Friday for the "list".

Actually this week I wouldn't really call it a list, I just have 1 lone listing for you to check out. What does this mean? That if you live in the Dovercourt-Wallace-Emerson-Junction neighbourhoods, it's still a great time to sell! I'm not saying that this is the only listing available in these neighbourhoods right now, but what I am saying is we haven't seen any new and decent listings come on the market in the last couple of weeks, so now could be YOUR chance....think about it, I'm always here for a discussion.

For more information on this home or any others currently listed in these neighbourhoods, shoot me an email (oleksaka@gmail.com) and I will be more then happy to send you the complete listing and answer any questions you may have.

Also if you would like neighbourhood stats emailed to you on a monthly basis for the Dovercourt-Wallace-Emerson-Junction neighbourhoods, please go to http://www.torontoweststats.com/ to get yourself on the list!

Hope everyone has a great weekend!

Sunday August 19th, 2012:

20 Foundry Ave Suite 108 $359,000
Open house times: 2:00PM – 4:00PM
Mls#: W2432799

Happy house hunting!!!

5 Questions To Ask A Mortgage Broker

Brennan Valenzuela from RateHub is back this month for our monthly guest post swap. Last month Brennan answered our FAQ's on the new mortgage rules, if you missed his post, just click here. While I discussed the merits of choosing to live in a house vs condo, click here to read that post.

Today Brennan is discussing mortgage brokers. With the popularity of using mortgage brokers versus traditional banks on the rise, it's important to be informed and ask the right questions. Just like with any profession, there's good and bad, so it's important to be educated before sitting down with any mortgage specialist. Brennan gives us 5 questions to ask a mortgage broker to help us get started on our mortgage journey...

Are you using a mortgage broker? Because according to research conducted by the Bank of Canada, Canadians who use mortgage brokers pay lower mortgage interest rates by an average of 0.175%, compared to those who use banks. For example, if your bank advertises a 5-year fixed rate of 3.15%, then a broker will be able to get you 2.98%. How do you find the right mortgage broker? Here are five simple questions both experienced and first-time home buyers should ask to ensure they get the right mortgage broker by their side.

1.      What kind of education/licensing do you have?

You must ensure that your broker is fully licensed and has the proper training that meets mortgage practice standards. Most mortgage brokers in Canada require a license for their practice; however, licensing differs from one province to the next. For example, Ontario mortgage brokers must meet education and experience requirements outlined by the Financial Services Commission of Ontario (FSCO).

Although not mandatory, mortgage brokers can receive an Accredited Mortgage Professional (AMP) designation through the Canadian Association of Mortgage Professionals (CAAMP) which increases their credibility.

2.      What are your hours of availability and how can I reach you?

Unlike bank reps, mortgage brokers operate independently which affords them extended business hours for increased reachability. A good agent will also maintain communication with you even after you have closed your home to provide timely updates and mortgage news.

3.      Are you affiliated with any lenders?

It’s not a good sign if your broker is sourcing mortgage products from only one or two lenders because it limits the amount of options available to you. Ideally, you would like a mortgage broker with access to mortgage rates and products from multiple lenders for a greater diversity of selection.

4.      How long have you been a mortgage broker?

An experienced mortgage broker is a good mortgage broker. They are less likely to be caught ‘off-guard’ by a unique situation because they would have already dealt with it before. Ask them about their years of service and the number of deals they’ve closed. Most mortgage brokers wear their accomplishments like medals.

5. What do you love about your job?

Finally, you want to gauge the level of passion your mortgage broker has about their job. Is there fire in their eyes when you talk to them? Do they have strong opinions about the mortgage industry? Are they confident about how they can help you? A good mortgage broker will have all of the above.

Thanks Brennan, I think these are some solid questions that everyone should be asking! Which option is your top choice for arranging a mortgage, a bank or mortgage broker? Brennan and I would love to hear from you!

For more information make sure to follow RateHub on Twitter @RateHub_Canada and like them on Facebook. 

See you next month Brennan!